Whether you're deciding which type of coverage is most appropriate or whether you're in the middle of the plan year and have concerns about your coverage, providing feedback to The Leukemia & Lymphoma Society and to state and federal health officials is very important.
Governments at both the state and federal levels will be looking for ongoing consumer complaints, questions and feedback. Consumer feedback is absolutely essential to improving the law because implementation and improvements will continue for years.
LLS will continue to be a resource to patients and their families through our Information Resource Center (IRC) as well as local patient support staff. You can reach our information resource center by calling 1-800-955-4572, Monday to Friday, 9 a.m. to 6 p.m. ET.
The health insurance marketplace is a new way for consumers to shop from a range of health insurance options. Beginning in 2014, under ACA, Americans are required to have health insurance.
Anyone under 65 who does not currently have health insurance is eligible to purchase coverage. However, many people will also qualify for a federal subsidy to purchase this coverage. In order to find out if you are eligible for a subsidy, visit www.healthcare.gov.
The best starting place to get information is www.healthcare.gov. This website serves as the entry point for all consumers who need to purchase health insurance. By providing your income, the website will calculate whether you qualify for a subsidy to purchase coverage, or if you qualify for Medicaid benefits.
Open enrollment is available from October 1, 2013, to March 31, 2014. However, in order for coverage to begin January 1, 2014, you must pick a plan by December 23, 2013.
No, you cannot be denied coverage for any pre-existing condition, including cancer.
In some states, there may be dozens of insurance companies offering hundreds of different plan selections. In other states, there may only be one or two companies offering a handful of plan choices. The choices will be broken down into four tiers: bronze, silver, gold and platinum coverage.
You will need to contact the insurance plans you are considering directly and ask specific questions regarding drug coverage and costs for the medicines you take.
By providing information during the enrollment process regarding your household income, the website will automatically let you know if you qualify for a subsidy to purchase coverage.
If you still need assistance with your copayments or insurance premiums based upon your new coverage, yes, you may still receive this form of assistance.