Open enrollment for the 2015 plan year will come to a close February 15. If you are uninsured, this is your last chance to enroll in a marketplace plan, and unless you receive an exemption, you will be required to pay a tax penalty.
Once open enrollment closes, you will be able to enroll in a 2015 marketplace plan only if you experience certain life-changing events, such as divorce, pregnancy, or the loss of employer-provided coverage. If you choose to go without coverage, you may be subject to a fine, which is higher than it was in 2014: 2% of your income or $325 per adult/$162.50 per child, whichever is more.
Even small insurance coverage changes can have a big impact on your access to your doctors, hospitals and medications, as well as the amount you have to pay out-of-pocket to get the care you need. That is why LLS recommends that everyone purchasing insurance coverage through a marketplace carefully consider which plan is best for their individual and family needs.
LLS is committed to removing access barriers for blood cancer patients. If you purchase a marketplace plan and later experience an access barrier such as high treatment costs, a lack of access to your provider or hospital, or a delay in getting timely care, please share your story with us at email@example.com. Similarly, if you have a positive experience, we would like to hear from you too. Making your voice heard can really make a difference!
If you have questions or want more information, please contact LLS's Information Resource Center (IRC) at 1-800-955-4572, Monday to Friday, 9 a.m. to 9 p.m. ET.